Turn Invoices Into Cash

You work hard for your business. Turn tomorrow’s invoices into cash today with ei Funding.

ei Funding hero using invoice factoring

Application Signup

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How to Apply With ei Funding

Factoring is one of the most long-standing forms of finance. ei Funding makes it easy to apply and get the cash you need for your invoices.

Here’s how to apply:
  1. To get started, fill out our form and you’ll receive an email with a link to your application.
  2. Fill out our online application (don’t worry, we’ll save your place if you need to leave and come back).
  3. We’ll contact you within a few business days to discuss your application and what your business needs are.
Apply Now
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Factoring | Purchase Order Financing | Debt Consolidation | Ei Funding

We recommend that you gather all your important business documents and personal information before you start your application. This includes documentation like driver’s licenses, Social Security numbers, legal form of the business, the state of formation, articles of incorporation and your business tax I.D.

You’ll also need several financial documents from your business that account for at least two years:

  • Balance sheets
  • Profit and loss (P&L) statements
  • Corporate tax returns
  • Three months of bank statements

Once you complete the application, we’ll contact you in a few business days to see how we can help you and your business.

Apply Now


Your success is our success.
tarek kanaan

We’ve worked with Ernane since last Spring. He’s helped us immensely as far as our cash flow. It’s been a real game-changer, honestly. He’s been keeping things going for us. I wish we had known about Ernane sooner in our business cycle, it would have been really helpful.

He’s asked “Do you guys need money? What can I do for you?” He’s met us face-to-face and given us that personal touch.

He’s a very friendly person and I definitely recommend him to any business owner.

Manny ramirez

Before we started working with Ernane, it was horrible. It was hard to get invoices on time and in correctly and there was just no feedback from our bigger clients.

Once we started working with him, we were able to establish a rapid and ready turnaround. I had the funds available when I needed it and a faster turnaround in payment to our contractors.

Ernane is very personable, very intuitive and really works hard. He’s just a great guy to do business with. He’ll tell you how it is and he’s been there when we needed him.

Manny Ramirez, R&R Texram LLC

If it wasn’t for Ernane, I’m not sure where I’d be right now with my business.

He’s on top of everything. I can hire more technicians now and I’ve grown the business by about 20 percent. I have no words to describe how much he’s helped me and how he’s helping my business grow. I definitely recommend working with him to anybody. Once they see how on-point he is, they’ll love him.”

James Quiles, Owner, A&J Telecommunications, LLC
blue integration logo

If we didn’t go through Ernane, we would have had to wait 30 days before our first check came. After we started working with him, we were able to pay our employees on a regular basis. Otherwise, we would have had to have them wait.

This is one of the best funding companies. Ernane’s customer service is over the top. He goes above and beyond… he’s been a real pleasure to work with.

If you want someone that’s dependable and consistent, I definitely recommend him.

Sylvia Troyer, Office Manager, Blueintegration, LLC
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When I first started working with Ernane, I had the concept for my business and a really strong pipeline, but I was in a really delicate balancing act between accounts payable and accounts receivable, operations costs and cash flow.

Ernane has helped me every step of the way with capital for my business. He’s been a part of my growth and I can trust him and know that I’m going to get the value. The money’s going to be there. At the end of the day, I win.

He’s just trustworthy. We speak, we understand each other. He’s just someone I want to do business with. It just makes sense to work with him.

Frequently Asked Questions

Factoring is one of the oldest models of business financing. You sell an invoice to a third party, or “factor,” who advances you a percentage of the invoice’s value. Your customer pays the balance of the invoice to the factor, who then gives you the remainder, minus a small fee.

You can expect an advance of 80-90 percent of the invoice’s value. At ei Funding, our rates are upfront and transparent with no hidden fees or surprises.

No, it isn’t. Factoring is a unique business finance option because it doesn’t require a credit check on you, the business owner.

You’ll need to provide us with copies of: 

  • Bank statements
  • Articles of incorporation
  • Corporate tax returns
  • Balance sheets
  • Profit and loss statements
  • Driver’s license(s)
  • Business tax I.D.
  • Social Security number(s)

You’ll receive a link and code in your inbox to fill out your application, so if you need to leave and come back to it later, you can always save your information and return when it’s more convenient using the same link you received in your initial email. If you can’t find the email, don’t forget to check your spam folder!

Once you submit the application, we’ll review it and contact you in a few business days to discuss your needs and how we can help.

Apply Now