Turn Unpaid Invoices into Cash

Invoice Factoring for Texas Businesses

Need to free up cash at your business quickly?
See how factoring can help you!

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The Benefits of Invoice Factoring

Invoice factoring is used by growing businesses around the world to meet their funding needs. Whether you want to hire new staff or need to purchase more raw materials, ei Funding can provide you with the funding you need upfront with a transparent structure. We work with businesses of all sizes across Texas, From Houston to Austin and beyond.

Factoring is a reliable and trusted way to access funding for your business without taking on new debt. You receive an upfront advance on your invoices when you use factoring — up to 80-90% of the invoice’s value!


Your success is our success.

tarek kanaan

We’ve worked with Ernane since last Spring. He’s helped us immensely as far as our cash flow. It’s been a real game-changer, honestly. He’s been keeping things going for us. I wish we had known about Ernane sooner in our business cycle, it would have been really helpful.

He’s asked “Do you guys need money? What can I do for you?” He’s met us face-to-face and given us that personal touch.

He’s a very friendly person and I definitely recommend him to any business owner.

Manny ramirez

Before we started working with Ernane, it was horrible. It was hard to get invoices on time and in correctly and there was just no feedback from our bigger clients.

Once we started working with him, we were able to establish a rapid and ready turnaround. I had the funds available when I needed it and a faster turnaround in payment to our contractors.

Ernane is very personable, very intuitive and really works hard. He’s just a great guy to do business with. He’ll tell you how it is and he’s been there when we needed him.

Manny Ramirez, R&R Texram LLC

If it wasn’t for Ernane, I’m not sure where I’d be right now with my business.

He’s on top of everything. I can hire more technicians now and I’ve grown the business by about 20 percent. I have no words to describe how much he’s helped me and how he’s helping my business grow. I definitely recommend working with him to anybody. Once they see how on-point he is, they’ll love him.”

James Quiles, Owner, A&J Telecommunications, LLC
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If we didn’t go through Ernane, we would have had to wait 30 days before our first check came. After we started working with him, we were able to pay our employees on a regular basis. Otherwise, we would have had to have them wait.

This is one of the best funding companies. Ernane’s customer service is over the top. He goes above and beyond… he’s been a real pleasure to work with.

If you want someone that’s dependable and consistent, I definitely recommend him.

Sylvia Troyer, Office Manager, Blueintegration, LLC
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When I first started working with Ernane, I had the concept for my business and a really strong pipeline, but I was in a really delicate balancing act between accounts payable and accounts receivable, operations costs and cash flow.

Ernane has helped me every step of the way with capital for my business. He’s been a part of my growth and I can trust him and know that I’m going to get the value. The money’s going to be there. At the end of the day, I win.

He’s just trustworthy. We speak, we understand each other. He’s just someone I want to do business with. It just makes sense to work with him.

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Our Areas of Expertise

Factoring can be used for businesses in a variety of different industries. But there are certain businesses that can benefit from invoice factoring the most.

At ei Funding, our team of experts can help provide funding for:

  • Cable construction services (for telecommunications)
  • Staffing services (for hotels, restaurants and rental car agencies)
  • Retail distribution companies
  • Manufacturing
  • Marketing and PR agencies
  • Craft distilleries and breweries

Even if you have a small business, factoring can help you secure the funding you need right away. We work with companies of all sizes across the state of Texas to factor their invoices and provide access to the funding they need.


Whether you need a stopgap for your cash flow or want to jumpstart your business’s growth, we can help find a funding solution for you. At ei Funding, we specialize in helping business owners of any size get the funding they need quickly and reliably.

We offer services in:

  • Invoice Factoring
  • Purchase Order Financing
  • Business Cash Advance

Our application process is easy, with our due diligence and underwriting process only taking a few days or a week to complete. Get started with one of the top factoring companies in Texas today!

How Factoring Works

Invoice factoring is a versatile tool for finance, allowing companies of all sizes to get immediate access to the capital necessary for business expenses and to pursue opportunities.

Here’s how invoice factoring works:

  1. Goods are delivered or services are rendered and an invoice is created.
  2. That invoice is then presented for funding or “sold” to a factor.
  3. The factor pays you, the business owner, an advance that’s a percentage (typically 80-90%) of the face value of the invoice.
  4. The factor collects the payment from the customer.
  5. The factor releases any remaining amount from the invoice (minus a small fee) once the invoice is confirmed as paid.

You work hard for your business. Factoring can help you take your company to the next level of growth.

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Work With One of the Top Factoring Companies in Texas

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